insurance policy .


what is the insurance policy?
-Formal contract-document issued by an insurance company to an insured. It: 
(1) puts an indemnity cover into effect, 
(2) serves as a legal evidence of the insurance agreement, 
(3) sets out the exact terms on which the indemnity cover has been provided, 
 (4) states associated information such as the 
-(a) specific risks and perils covered, 
-(b) duration of coverage, 
-(c) amount of premium, -
(d) mode of premium payment,  
-(e) deductibles, if any.

5 insurance policies you should have.
1-Long-Term Disability Insurance 
2-life insurance
3-car insurance
4-medical insurance
5-Shop Carefully